Budgeting For Your First Home
As some of you may know, I have been looking to buy a house for a while now. I have found that although it’s hard to save for this BIG purchase, it’s not impossible.
It really started with learning to budget and sticking to it. Like I said – difficult, but not impossible! I have been using some great tips from sites such at LearnVest and keeping track of my and my husband’s credit scores. I found that the far-fetched notion of owning our first home wasn’t out of reach!
We also found that the mortgage rates are lower now than they have ever been. The problem we encountered was the market flooded with prospective buyers. We put 10 different (aggressive) offers on 10 different homes before we got one that stuck. We are now in escrow with the perfect house and although it’s a scary thing, it’s also exciting!